*Stock trading: countries: France, Poland, Belgium, Portugal, Netherlands, Germany, Italy, Luxembourg

In the countries where our members have access to stock trading, we are authorized to deposit all or part of the financial instruments that you entrust to us with a selected sub-custodian. The sub-custody is carried out via the opening of omnibus accounts with our sub-custodians. These omnibus accounts are separate from our sub-custodian's assets, as well as ours, and are opened in our name on your behalf.

For securities listed in EUR, the execution broker is Upvest Securities GmbH and for securities listed in USD, the execution broker is Alpaca Securities LLC. The execution brokers are the custodians of your investments, but you are the legal owner of your assets. To learn more, please check our Terms and Conditions.

In exceptional circumstances we may arrange for your positions to be liquidated. For example, when an instrument is suspended or no longer listed, which may affect your ability to sell, or as part of the account closure process in order to ensure return of funds. In such cases, we will do so in accordance with our Terms and Conditions, which you have agreed to.