*Available in France only
The Product Governance Profile is a questionnaire that Wealth Managers fill in on behalf of their clients as part of MiFID II compliance requirements. It is designed to assess whether a given financial product falls within the client's target market, based on their investor profile.
The questionnaire covers key dimensions such as the client's investor type, financial knowledge and experience, ability to bear losses, investment objectives, investment horizon, and risk tolerance.
Where to find it in the platform
The questionnaire can be accessed directly from the client's profile. If a client is missing a completed questionnaire, a warning indicator will be visible in the client list and on the client's profile page.
Does it block investments?
The Product Governance Profile is required to invest in complex financial products. Without a completed questionnaire, the Wealth Manager will not be able to create investments in these products for the client.
However, the responses themselves are purely for regulatory and informational purposes. If a product does not match the client's profile, neither the Wealth Manager nor the client will be blocked from proceeding — a notification will simply be displayed for both parties to acknowledge. Once the Product Governance Profile is filled in, investments in complex products can be made regardless of the outcome.