*Available in France only.
How Managed Plans work
Managed Plans allow you to invest on auto-pilot, in a Plan most suited for your individual investing needs. They are designed to allow you to invest with minimal effort. All you need to do is:
Complete the questionnaire: Provide essential information to tailor the Investment Plan by answering some simple questions such as: your investing horizon, goals, experience, etc.
Plan recommendation: Based on your responses, we will handle the rest to prepare an Investment Plan that fits your goals. 💪
- We will show you four different Plan options, with different risk preferences: a cautious, conservative, balanced and dynamic Plan. We also display which of these Plans is recommended by us. You can easily view the details of each option and either select the recommended Plan, or choose one of the visible alternatives instead.Specify your investment amount: Decide how much you want to invest on a recurring monthly, quarterly, or annually basis.
Keep in mind that you need either a linked debit card or Apple Pay, or sufficient funds in your Shares account balance to set up an Investment Plan. If you haven’t added your card or Apple Pay before, you can do it now.
Choose the name for your Plan and add an emoji.
Confirm the selection: To proceed, simply review and confirm your order and the Acknowledgements. Your investments will be carried out automatically monthly, quarterly, or annually based on the asset allocation.
Your Managed Plan will include a selection of various ETFs (a mix of: Equity, Cash and Bond ETFs). Find the detailed instructions on how to create a Managed Plan in our article: How to create a Managed Plan?
Plan management
Single Plan limit: Each user can have one active Managed Plan per account.
Plan modifications: This is an auto-managed Plan, meaning the asset allocation will be executed monthly, quarterly, or annually and in the future the allocation will be rebalanced according to the initial proposal. As a user, you cannot manually edit the allocation, and you won’t be able to sell the assets individually.
Learn how to cancel your existing Plan in our article: How to edit / cancel my Investment Plan?
Costs and fees
Opening and cancelling a Plan: No service fee is charged to open a Managed Plan, ensuring that the full amount you invest goes directly into the selected assets based on the allocation. There is also no fee charged in case you want to cancel (close) your Plan, which you can do at any time.
Management fee: An annual management fee of 1% applies (charged monthly). The management fee is based on the total value of the assets in the Managed Plan. It is calculated daily at the end of the day, based on the total Plan value and then aggregated monthly.
We will send you a push notification each time the fee is deducted from the amount invested in the Plan. You can also find this event under the “Activity” section of your Plan’s details. Learn more about displaying the details of your Managed Plan in our article: Where can I find the details of my Managed Plan?.
Provider Information
Our Managed Plans feature is offered by Shares Savings, a French registered Financial investment advisor (CIF) and a subsidiary of Shares SAS.