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How do I use open banking?

All you need to know about using Open Banking.

Updated yesterday

To check in which countries open banking is currently available, please see the table below:

Country

Open Banking

Currency

United Kingdom

Local banks supported by Plaid as well as Revolut and N26

GBP

Poland

Revolut

EUR

France - Personal accounts only*

Revolut, BNP Paribas, Hello bank!

EUR

Denmark

Revolut, N26

EUR

Sweden

Revolut, N26

EUR

Lithuania

Local banks supported by Plaid as well as Revolut and N26

EUR

Latvia

Local banks supported by Plaid as well as Revolut and N26

EUR

Portugal

Revolut

EUR

Netherlands

Revolut, ABN AMRO, ING

EUR

Germany

Revolut, Commerzbank

EUR

Italy

Revolut

EUR

*Currently depositing via Open Banking is not available for our members from France using Business accounts. Learn more about Business accounts in our article: What are Business accounts and who can create them?.


Few things to note before you start:

  1. You can only link a bank account in your name. According to our terms and conditions, it is prohibited to make payments from or to a third party account.

  2. If you are registered with Shares app from the United Kingdom, you can only link a Pound sterling (GBP) currency account from a UK bank that is supported by our service provider.

  3. If you are registered with Shares app from a country in the European Economic Area, you can only link a Euro (EUR) currency account from a bank that is supported by our service provider.


How do I link my bank account?

To open the link bank account flow in the Shares app:

  1. Open the app on the Home screen.

  2. Choose “Cash” or “Deposit funds” banner.

  3. Choose the “Easy bank transfer” as your payment method, select your bank and follow the on-screen instructions to make a deposit and link your bank account. 💪

Time frames:

The deposits by open banking are usually available on your account instantly.

If you face any issues, please get in touch with our Customer Support Team, we will be sure to help you out :)

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